Health & Medical Insurance : Insurance
Michigan Medicaid provides health insurance coverage to low-income families and individuals. In addition to meeting the income criteria to qualify, you must not exceed the maximum amount of countable assets. Individuals are allowed $2,000 in countable assets. Families or couples are limited to $3,00
Health insurance companies vary widely in the type of prescription drugs they cover. The formulary is the list of drugs that a health insurance provider will cover as well as under what restrictions those drugs will be covered. For example, there may be restrictions on the frequency of the prescript
Health insurance policies typically contain a deductible. A deductible is the amount of money you must pay out-of-pocket for your medical expenses before your insurance will cover the costs of your medical care: hospital stays, emergency room visits, doctors visits, etc. Your deductible must be met
Insurance companies are prevented from asking you certain questions when determining your eligibility for coverage. These questions are similar to those that are illegal for employers to ask when interviewing you for a job. Just because the questions are illegal, doesn't mean the...
Individuals with serious health conditions are considered high risk to most health insurance companies. Pre-existing conditions such as diabetes, cancer and HIV can cause individuals suffering from the conditions to be denied individual health insurance. Health insurance pools were designed to provi
Medicare Prescription Drug Plans ordinarily require that doctors prescribe drugs according to a tiered system. This helps to cut costs by requiring doctors to try less expensive drugs first. If your doctor prescribes a drug contrary to the tiering system, you'll either have to make a higher copaymen
Home health agencies allow patients to receive medical care in a familiar environment.disabled retrieval arm. image by mdb from Fotolia.comHome health agencies provide health care services for patients who may prefer to stay in their homes or cannot afford to live in a residential health...
Employed workers usually participate in employer-sponsored group insurance plans. However, with many workers losing jobs, they now find themselves needing alternatives to group health insurance. Health costs are continually rising, making the need for insurance more prevalent. Unemployed workers hav
Learn how to make a budget for health care expenses in 4 steps. Don’t get stuck with big medical bills you can’t pay. Budget for financial security.
By 2006, it was not uncommon to see people in public places, like supermarkets and shopping malls, walking along talking loudly to themselves. They were wearing an ear piece called a Bluetooth, a wireless technology used to connect a cell phone with a cordless headset. Because the hands-free device
Health benefits are available to veterans through the Department of Veterans Affairsveteran image by araraadt from Fotolia.comInjuries during war are turning points in many veterans' lives. Some recover from their injuries within a few years. Others have no choice but to adapt to a whole...
New York State provides free and low-cost health insurance to residents who don't have access to coverage from their employer or can't afford to purchase insurance on the private market. A number of publicly financed health insurance programs are available for income-eligible New Yorkers. Most progr
Medicare is health insurance designed for those over the age of 65, people younger than 65 with disabilities or anyone with end-stage renal disease. The insurance is broken into 4 parts -- A through D -- with each part requiring its own enrollment process. Part A is focused on hospital insurance tha
Primary health care grants seek to improve accessibility of health care services.in hospital image by Mykola Velychko from Fotolia.comDespite the importance of taking care of one's health, there are still people and communities in the U.S. that don't have easy and ready access to...
Medicare comes in four parts: A, B, C and D. Part A and B, original Medicare, offer benefits for hospital stays, outpatient services, home health, hospice and preventive care. Part D offers prescription drug coverage only. Part C, usually called Medicare Advantage, allows beneficiaries to combine th
Different health insurance options exist for Georgia residents.Spritze image by Martina Taylor from Fotolia.comHealth insurance is a necessary component of life for individuals and families in Georgia. Understanding the different types of health insurance policies that are available is...
The distinction between a covered entity and a business associate is a critical one because the Health Insurance Portability and Accountability Act (HIPAA) privacy rules apply differently to covered entities as opposed to business associates. Understanding the difference is important in order to und
Electronic Health Records (EHR) certification is essential for standardizing medical records and obtaining meaningful use payments. The U.S. Department of Health and Human Services oversees EHR certification. DHHS sub-contracts certification duties out to private companies that will review submitted
Whether you need to file a complaint with your health insurance carrier, get additional information or appeal the denial of a claim, you must address your inquiry to the proper individual. You also need to compose a letter that is thoroughly professional, and which states what you want clearly and s
Primary care and acute care providers give different services for patients with different needs. Primary care providers are normally community-based and provide ongoing healthcare for local residents of all ages and varying medical needs. Acute care, on the other hand, provides emergency, short-term